As the Insurance Regulatory Authority (IRA) completes the transition from physical to fully digital Motor Third-Party (MTP) insurance records, Mirai Insurance has intensified its nationwide campaign to guide motorists through the change and ensure seamless compliance.

With the IRA now issuing only electronic records stored in its central national database, many drivers remain uncertain about enforcement, penalties, and day-to-day proof of cover.

Mirai, a leading provider in motor third-party distribution, is positioning itself as the trusted partner to make the shift secure, accessible, and straightforward for every motorist.

Unlike the traditional windscreen sticker, a digital MTP record is an electronic entry in the IRA system. Enforcement officers verify cover in real time via the national database rather than inspecting a physical label.

The regulatory change aims to eliminate fraud, modernise traffic enforcement, and align motor insurance with Uganda’s broader digitisation of public services.

“Once you are insured, you are visible instantly to authorities through the IRA system,” Mirai explains. “Compliance is now based on a secure digital record, not a physical object that can be lost, copied or forged.”

The company highlights key advantages: instant policy issuance, elimination of counterfeit risks, faster renewals, stronger fraud protection, and environmental benefits from removing single-use stickers.

Digital records cannot be altered or duplicated once uploaded to the IRA system, giving motorists greater certainty that their cover is genuine and enforceable.

Recognising that not all drivers are equally comfortable with digital processes, Mirai has combined technology with human support.

Its mobile-friendly platforms allow easy purchase and renewal, while a network of more than 200 trained agents across the country serves as on-the-ground guides.

Agents assist with purchases, payments, IRA system verification, and answering questions—providing hands-on reassurance for those transitioning from the old sticker system.

Mirai’s campaign also tackles myths and misinformation circulating in the market.

It emphasises that motorists no longer risk being penalised for lacking a physical sticker, provided their policy is active and visible in the IRA database.

“Competition in the digital insurance space has intensified, but we believe our combination of early compliance, trusted systems, comprehensive agent support and a customer-first education programme sets us apart,” said Joseph Nsubuga, CEO of Mirai Insurance Uganda.

“We’re not simply selling policies—we’re simplifying change for motorists, making sure every driver, whether tech-savvy or not, can access secure, recognised cover quickly and confidently.”

To ensure no one is left behind, Mirai has invested in intuitive online interfaces, step-by-step guidance materials, and widespread agent availability in both urban and rural areas.

The company urges motorists to act promptly to avoid coverage gaps and benefit from a faster, more secure insurance process.

Through its digital platforms and agent network, Mirai enables quick purchases or renewals, instant IRA verification, and peace of mind on the road.